Perspective and Commentary
Where conviction meets context. A collection of thoughts on wealth, markets, and the decisions that shape both.
Coming Soon
The first episode of Forward With Purpose is in development. Conversations that go beyond the surface of wealth management and into the thinking behind it.
If something here resonated, a conversation is the natural next step.
No obligation. No agenda. Just clarity.
Written Perspectives
Observations on wealth, markets, and the assumptions most people never think to question.
The Bet You Never Placed
The index most investors hold is no longer the diversified instrument they remember buying. Nearly forty percent of it now rides on a single story. The question is not whether artificial intelligence is a bubble. The question is whether you ever decided to own this much of it.
Read More →The Man Who Lined Up for Nineteen Percent
In October 1981 a man stood in line at a Toronto bank to lend the government money at nineteen and a half percent. Ten months later the greatest bull market in history began without him. What his story says about the 4.55 percent on offer this month, and why it is a test, not a destination.
Read More →The Man Who Got the Election Right
In November 2018 a Kelowna orchardist called the midterms exactly right, and by Christmas Eve his account was down thirteen percent. He picked up the phone to sell. What his advisor asked him instead is the part worth reading.
Read More →What Her Father Learned in Kanata
In the summer of 2000, one Ottawa company was about a third of the Toronto market, and a Kanata engineer owned far more of it than he realized. Today his daughter's retirement savings have drifted into the same kind of bet, this time in American technology. What she asked her advisor, and why the answer has nothing to do with whether tech recovers.
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